What is it?
How it works
Because a small business loan has a fixed daily payback rate, you get a definitive maturity date as well. This tends to make the process simpler since you know exactly how much is due and when. Loans are also more competitively priced than other financing options. Other companies might not just give you the information you need to know about the process. That’s not us. Below you can find what you need to qualify (and what you can do if you don’t qualify) as well as ways to get started. The more you know, the smarter you can borrow.
Simple solutions. Big Results.
There are plenty of lending options out there, but that doesn’t mean they’re all good for your business. At Envoy, we combine time-saving tools and a personal approach to customize an affordable loan you will feel 100% comfortable with. When you partner with us, our Customer Success team will be with you every step- from the time you submit your first small business loan or capital form to the time you open a new location.
Trustworthy and Transparent.
We provide access to business loans from $5,000 to $250,000. Based on your loan term and fixed rate, we’ll provide you with a manageable daily payment amount with no hidden fees – so you’ll always know how much is due and for how long.
We know you have more important things to worry about than where your capital is coming from. With Envoy, you can pre-qualify for a loan faster than you can make a cup of coffee.
Right Sized Capital
Our affordable and flexible small business loans and capital are catered to you and your business’s specific needs so you get capital that’s just the right size. It’s the glass slipper of funding options.
Grow, Don’t Just Owe
If you could boil us down to one “big idea,” it’s that we want to help small businesses grow by giving them access to working capital. To us, it’s not just a simple transaction – it’s a partnership.
Merchant loans can be used for any business related expenses, including but not limited to:
- Regular and/or On-Going Operations: paying employees, travel, training, and R&D.
- Business Assets: equipment, inventory, paying vendors, vehicles and technology
- Cost Management: seasonal downturns, renovations, business improvements, mergers, acquisitions and business opportunities for expansion or growth
Pricing on small business loans through Envoy is both minimal and affordable:
Fees: A one-time 2.5% (of total loan) set up fee. And that’s it.
Rates: We’ll tell you everything about loan rates. Once we figure out what funding is best for you, we’ll let you know what the different rates are for each option. And don’t worry, they’re included in your daily payback quote so you don’t have to keep track of all these different numbers. One number, one simple payment.
No hidden fees and no surprises.